Credit Purchase Agreement

This Credit Purchase Agreement (this “Agreement”) governs your purchase of credits on Fotolia.com (the “Website”). This Agreement between you and Fotolia LLC ("Fotolia") is in addition to our Terms of Use, our Privacy Policy and all other terms and conditions applicable to the use of the Website.

1. The Fotolia Credit System

(a) What Are “Credits”?

Credits are the monetary units used on the Website

You will use credits to pay for licenses and download images

(b) What is the Value of a Credit?

The value that your credits have in terms of a valid currency (e.g., U.S. Dollars or Euros) will be shown on the Buy Credits page

The value that your credits have in terms of that currency will change from time to time to reflect changes in currency exchange rates

(c) How Long Do Credits Last?

You can use your credits for up to 365 days from the date of purchase.

After 365 days, the credits will expire and cease to have any value.

You acknowledge this time limit and waive any claims relating to expired credits.

(d) Certain Rules Applicable to Credits

You can only use credits on the Website, or on Fotolia’s affiliate sites

Only Fotolia can sell credits

You cannot resell credits

Fotolia does not guarantee that you will be able to use your credits to purchase every product contained on the Website.

You may have to pay separately for certain products offered by Fotolia (e.g., subscriptions)

2. How to Purchase Credits

(a) Payments

You must have a valid Fotolia member account to buy credits

You can purchase credits using any of the payment methods available on the Website (i.e., credit card, Paypal, wire transfers etc.)

You cannot buy less than 10 credits at a time

Payment by check is only allowed in the US and the UK

You must purchase a minimum of 250 credits if you pay by check or by wire transfer

You will have to pay any wire transfer fees

(b) Invoice

When you purchase credits, you will receive an invoice listing the number of credits purchased and the date of purchase.

(c) Taxes and Other Charges

If you are a European company and you have a VAT number, you will have to provide it.

Depending on your location, local taxes and VAT might apply to your purchase.

(d) No Refunds

Once you have purchased credits, you will not be able to convert them back into cash.